A tailored approach to mortgages

James Keable, Mortgage Services Director at Capital Private Finance, discusses how high net worth individuals benefit from a tailored approach to their mortgage requirements.

As a high net worth individual, your needs may be somewhat unique, and or complex when it comes to securing financing for your property investments.

Many high-street lenders are not equipped to handle the intricacies of your income structure, and so may not be able to offer the flexibility and tailored solutions that you require. It is not unusual for entrepreneurs, professional sportspeople, models, actors, those in the finance or music industries, barristers and more to be let down by mainstream banks.

At Capital Private Finance we have years of experience helping clients with high and complex incomes and have built strong relationships with private banks and lenders that are equipped to handle your individual needs.

We understand that your income structure may be unconventional (not everyone is paid at the end of the month), and we are able to consider multiple forms of collateral and income to create bespoke solutions to work for you.

We offer capital and repayment products, as well as interest only, with the flexibility to accept significant lump sum payments when these happen. We also consider significant lending with a smaller deposit as long as the overall financial picture looks positive.

In addition, we work with clients who earn income from currencies outside of the UK, an area that can be particularly challenging with traditional lenders.

   



   James Keable
   Mortgage Services Director
   Capital Private Finance

ALL MORTGAGES ARE SUBJECT TO STATUS AND LENDER CRITERIA. MORTGAGE PRODUCTS CAN BE WITHDRAWN AT ANY TIME.

A FEE WILL BE PAYABLE FOR ARRANGING YOUR MORTGAGE. YOUR CONSULTANT WILL CONFIRM THE AMOUNT BEFORE YOU CHOOSE TO PROCEED.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU RE-MORTGAGE.

Mortgages available through Capital Private Finance. Capital Private Finance is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only. Registered Office: Greenwood House, 1st Floor, 91-99 New London Road, Chelmsford, Essex, CM2 0PP. Registered in England & Wales under number 07552028.